Almost two years after we divorced I discover how naive and stupid I was. I was chatting to a friend the other evening who used to work as a Mortgage Advisor. She asked me if, after we separated, my ex-wife had offered to buy out my half of the marital home. This, my friend explained, would have given me a lump sum which I could have used as a deposit on a house, or as a 'nest egg' for the future. This was all news to me. When we separated I didn't look into the financial implications; my ex- went to the mortgage company and sorted things out, then came back to and basically said that we couldn't get divorced unless the mortgage was transferred over into her sole name. This I agreed to - after all, I didn't want our two young sons to lose their family home.
Now that I'm renting a two-bed house from a friend, with a lot of debt, I feel angry at her for deceiving me, and angry at myself for being so ignorant and stupid that I didn't do my homework at the time. Still, I'll know in future!
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